🎯 Investment Goal Planner
Calculate how much to invest monthly or as a lump sum to reach your financial target
Target Investment Amount
$1,000,000
With 2.5% inflation, in 15 years you actually need
$1,448,298
That's 45% more than today's value
Time Period
15 years
Expected Annual Return
7% p.a.
💰 Required Investment
Monthly Contribution (with 3% annual increase)
$3,810/month
Indian investors can use our SIP Goal Calculator with INR support.
Invested vs Returns
Watch your wealth grow year by year
Total Invested
$850.3K
Total Returns
$599.4K
Final Value
$1.45M
Return on Investment
70%
Popular Goals
Drag to reorder priority. Click amount to edit.$1.00M
Retirement / Pension
$200.0K
Education Fund
$100.0K
Home Deposit
$50.0K
Emergency Savings
⚙️ Customize Your Goal
Annual Contribution Increase Impact
Same starting contribution ($3.8K/month) with different annual increase rates
0%
Monthly: $3.8K • One-time: $0
16.8 years
⏱️ 1.8 years slower
3% (Your Plan)
Monthly: $3.8K • One-time: $0
15.0 years
✅ Your selected plan
6%
Monthly: $3.8K • One-time: $0
13.7 years
🚀 1.3 years faster!
Year-by-Year Breakdown
Total Invested
$850.3K
Total Returns
$599.4K
Final Value
$1.45M
Wealth Multiplier
1.70x
| Invested | Returns | Return % | Total | |
|---|---|---|---|---|
| Y15 | $850.3K | $599.4K | 70.5% | $1.45M |
| Y14 | $781.2K | $503.8K | 64.5% | $1.29M |
| Y13 | $714.0K | $419.3K | 58.7% | $1.13M |
| Y12 | $648.9K | $344.9K | 53.2% | $993.8K |
| Y11 | $585.6K | $279.9K | 47.8% | $865.5K |
| Y10 | $524.1K | $223.5K | 42.6% | $747.6K |
| Y9 | $464.5K | $175.0K | 37.7% | $639.4K |
| Y8 | $406.6K | $133.7K | 32.9% | $540.2K |
| Y7 | $350.3K | $99.0K | 28.3% | $449.3K |
| Y6 | $295.7K | $70.4K | 23.8% | $366.2K |
| Y5 | $242.7K | $47.4K | 19.5% | $290.1K |
| Y4 | $191.3K | $29.4K | 15.4% | $220.7K |
| Y3 | $141.3K | $16.1K | 11.4% | $157.4K |
| Y2 | $92.8K | $7.0K | 7.6% | $99.8K |
| Y1 | $45.7K | $1.8K | 3.9% | $47.5K |
Your Financial Goal is Within Reach!
✅ To reach $1.45M in 15 years ($1,000,000 in today's money + 2.5% inflation), start with $3.8K monthly
✅ Let compound interest work for you — your money grows even while you sleep
✅ Review your plan annually and adjust contributions as your income grows
"The best time to start investing was 20 years ago. The second best time is now."
— Chinese Proverb
About Investment Goal Planner
Set your target investment amount and get the exact monthly contribution or one-time investment needed. Calculations include an inflation adjustment so you see the future value you'll actually need — use the Inflation slider to tune it.
What it does
Calculates the monthly contributions or one-time investment required to reach an inflation-adjusted target.
Why inflation matters
Today's amount won't buy the same in the future — the tool shows the inflated target so you plan realistically.
Quick visualization
Charts show timelines and alternatives (increasing contributions, one-time investment) with the inflation-adjusted target.
Easy tuning
Adjust return, contribution increase rate, and inflation to see practical plans and yearly breakdowns.
💡 Pro Tip: Use a realistic inflation rate (2–4% for US/EU) to understand how much more you'll actually need.
Indian investors can use our SIP Goal Calculator with INR currency and India-specific presets.